Independent-work platform · Clients guide

Contra for Clients

Clients pay Contra $15 or $29 per payment on top of the work, plus card or bank processing, and nothing to post a job. Use Contra for contracts, escrow and invoices on projects you have already agreed. Check refund rules and the contract fee before you sign. [1] [2] [7] [4]

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Your numbers as a client

Card processing

Detail
2.9% plus $0.30, with extra for manual, international or converted cards [2]

SEPA

Detail
0.5% plus $0.30, capped at $6; access request needed [2]

Contract fee

Detail
$15 per payment on $1–$499 and $29 on $500 or more on the Free plan; $0 on Pro. Confirm before you sign [4] [5] [2]
Posting a jobFree; a boost costs $199 for 30 days at the top of the job feed[1]
Platform fee$15 per payment under $500; $29 at $500 and up[1]
Card processing2.9% plus $0.30, with extra for manual, international or converted cards[2]
ACH0.8%, capped at $5; access request needed[2]
SEPA0.5% plus $0.30, capped at $6; access request needed[2]
Contract fee$15 per payment on $1–$499 and $29 on $500 or more on the Free plan; $0 on Pro. Confirm before you sign[4] [5] [2]

What it gives you, and what it costs you

You get contracts, invoices and payment terms in one place, with e-signature on any contract option. Fixed and milestone payments sit in escrow until you accept the work, which protects you when you pay someone you have not worked with before. [6] [5] [7]

You pay the platform fee on every payment, so how you split a job changes the total. Five $500 milestones cost $145 in platform fees before processing; the same $2,500 paid once costs $29. [1] [2]

Your first project

Agree the contract and its fee before the freelancer starts. Request ACH or SEPA access early, because the request is reviewed and not guaranteed, and plan a card payment as the fallback. Card payments fail immediately, while ACH and SEPA can fail days later. [2] [8] [9]

Check the work promptly after delivery. On a fixed or milestone project, the freelancer’s held funds move to their wallet if you neither accept the work nor ask for revisions within 120 hours, according to the Terms. [7] [6]

Growing your use of Contra

A boost costs $199 for 30 days at the top of the job feed. No source shows how many applicants it brings, so compare applications on a free post first. Clients do not buy Pro. The fee is removed when the freelancer is on Pro, so check the freelancer’s plan before you budget the $15 or $29. [1] [3]

Protecting yourself

Client charges are non-refundable unless the Terms or the law say otherwise. Hourly flat-fee projects refund any unused balance, while subscriptions, invoices and payment links are non-refundable. Chargebacks count as a material breach. [7]

Deposit and escrow disputes come up for clients too. Two reviews from May and November 2025 describe a freelancer who took a deposit and went silent, and escrow funds disputed after a contractor did not finish. Start the dispute steps as soon as the work stops, and keep the messages. [11] [10]

Should you pay freelancers through Contra?

Yes, for fixed-price or milestone work where you want the contract and escrow. The $15 or $29 per-payment fee is the price of that protection, and it applies whatever the project length. [1] [6]

Not for ongoing hourly work without a plan. Hourly invoice billing holds no upfront funds in escrow, so the freelancer carries the risk of non-payment, and you carry the risk of a surprise bill. [7] [6]

Bibliography

Sources

  1. Contra client help, Understanding Contra’s fees as a client (22 Oct 2026) (official)
  2. Contra Help, Fees overview (6 Aug 2026) (official)
  3. Contra, Pricing (page dated 30 Oct 2026, read 5 Nov 2026) (official)
  4. Contra, Global payments features page (30 Oct 2026) (official)
  5. Contra, Sign contracts feature page (30 Oct 2026) (official)
  6. Contra Help, Paid projects (5 Oct 2026) (official)
  7. Contra, Terms of Service (9 Apr 2026) (official)
  8. Contra Help, What to do if your payout is delayed (12 May 2026) (official)
  9. Contra Help, Failed payments and payouts (13 Mar 2026) (official)
  10. Contra Help, Contra’s dispute process (17 Feb 2026) (official)
  11. Trustpilot, contra.com reviews (snapshot 4 Nov 2026) (platform-hosted)